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By accessing or using Faith Financial Family’s website, services, or membership, you agree to these Terms & Conditions.

Membership Services

Faith Financial Family provides financial education, credit-focused guidance, budgeting assistance, and access to membership resources and credit specialists. Services are intended to help members better understand and manage their personal finances and credit.

No Guaranteed Results

Faith Financial Family does not guarantee any specific credit score increase, credit approval, loan approval, interest rate, deletion of information from a credit report, or other financial outcome. Results vary based on each member’s individual circumstances, credit history, financial behavior, and actions taken.

Member Responsibility

Members are responsible for providing accurate information and for making their own financial decisions. Information and recommendations provided through the membership are educational and informational in nature.

Third-Party Services

Certain features or recommendations may involve independent third-party companies or services. Faith Financial Family does not control and is not responsible for the products, services, policies, decisions, or performance of independent third parties.

Membership Fees

Membership fees are disclosed before enrollment. By purchasing a recurring membership, you authorize the applicable membership charge to be billed according to the billing schedule disclosed at checkout until the membership is canceled in accordance with the Cancellation & Membership Policy.

Changes

Faith Financial Family may update these Terms & Conditions from time to time. Material changes will apply as permitted by applicable law.

By enrolling in a membership, you acknowledge that you have read and agree to these Terms & Conditions.

Faith Financial Family respects your privacy and is committed to handling your personal information responsibly.

Information We Collect

We may collect information you voluntarily provide, including your name, email address, telephone number, billing information, and information you provide while communicating with a credit specialist or using our services.

We may also collect standard website and account information necessary to operate, secure, and improve our services.

How We Use Your Information

Information may be used to:

● Provide and manage your membership.

● Communicate with you about your account and requested services.

● Process payments.

● Provide financial education and credit-related guidance.

● Improve our website and member experience.

● Maintain security and prevent fraud.

● Meet applicable legal and regulatory requirements.

Payment Information

Payments may be processed through third-party payment processors. Faith Financial Family does not necessarily directly store complete payment-card information processed by those providers.

Sharing of Information

We may share information with service providers when reasonably necessary to operate our business, process payments, provide requested services, comply with the law, or protect our legal rights.

We do not sell or share personal information except as disclosed in our full Privacy Policy and as permitted by applicable law.

Data Security

We use reasonable administrative and technical safeguards designed to protect personal information. However, no electronic system or method of transmission can be guaranteed to be completely secure.

Your Privacy Rights

Depending on where you live, applicable law may provide rights regarding access to, correction of, deletion of, or other uses of your personal information.

Questions or privacy requests may be submitted through Faith Financial Family’s designated contact information.

Faith Financial Family memberships are billed on a recurring basis at the price and billing frequency disclosed when you enroll.

Recurring Billing

By enrolling, you authorize recurring membership charges using your selected payment method until your membership is canceled.

Cancellation

You may cancel your membership in accordance with the cancellation method provided through Faith Financial Family. Once a cancellation becomes effective, future recurring membership charges will stop.

Cancellation does not automatically refund charges that were validly incurred before the cancellation became effective, except where a refund is required by law or otherwise provided under our refund policy.

Access After Cancellation

Your access to membership services and benefits may continue through the end of your already-paid membership period unless otherwise stated at the time of cancellation.

Failed Payments

If a recurring payment cannot be processed, membership access may be suspended or terminated in accordance with applicable law and the terms presented at enrollment.

Rejoining

Former members may be permitted to enroll again, subject to the membership terms, pricing, and eligibility requirements available at that time.

For questions regarding your membership or cancellation, please contact Faith Financial Family through the contact information provided on our website.